Back to Introduction to Time Value of Money (TVM)

Learner reviews & feedback for Introduction to Time Value of Money (TVM)

4.8966 reviews

About this course

The strength of finance is that it takes a structured approach to decision making, with one key building block underlying all decisions — understanding the value of time, or the Time Value of Money (TVM). In this course, we will develop this building block using introductory, and simple, applications. We will learn about the Time Value of Money (TVM), Simple Future Value (FV) , Simple Present Value (PV) , Future Value of Annuity, Loans, compounding, and Valuing Perpetuities. We will introduce the framework in a carefully structured and replicable way to prepare you to explore more advanced applications in the rest of the specialization. In the follow-on courses, we will expand the applications to more complex real-world decisions.

After completing this course, you will have an understanding of how the value of money changes over time. You will understand the implications of all your financial decisions, including saving for the future through different channels and borrowing for future needs. You will leave with the practical knowledge needed to make informed decisions on a wide range of financial decisions. This course is part of the four-course Foundational Finance for Strategic Decision Making Specialization.

Featured reviews

5.0Reviewed Apr 6, 2022

Practice tests were a litlle bit tough but the material was explained in easy way so I appreciated this course. Although it didn`t take much time, I learnt a lot of new information. Thank you!

5.0Reviewed Jun 22, 2020

Great course and very well planned. Teaches one the absolute necessary basics of time value of money in Finance. Instructor was really great and explained very well.

5.0Reviewed Jan 31, 2023

Great course!! This has already come in handy in calculating expected mortgage payments for different interest rates and determining how much I need for retirement.

5.0Reviewed Apr 1, 2021

Professor Kaul showed passion for the course material. Lessons are to the point and informational. I would recommend to anyone introducing themselves to the subject of finance or economics.

5.0Reviewed Apr 22, 2020

Amazing professor! Always gives clear explanations, and his concept -> formula -> application "flow" in teaching really helped understand the lessons. Great course overall

5.0Reviewed Aug 4, 2020

Professor Kaul does a great job of explaining the basic concepts and doesn't make the class overly difficult. This class was very enjoyable, I definitely learned alot.

5.0Reviewed Dec 7, 2023

Found Prof. Kaul's method of teaching effective and personal. The content was challenging without being overwhelming, an excellent place to begin the series.

5.0Reviewed May 29, 2020

Very well taught class. I feel I have much more knowledge on finance than before I started. I am eager to complete the specialisation after taking this course. Thank you so much.

5.0Reviewed Jun 7, 2020

Professor Gautam kaul is a really an excellent teacher... Thanks to him he helped me appreciate the course and helped me get attracted to finance... I loved the journey...

5.0Reviewed Jul 3, 2020

A fantastic course that very clearly and efficiently lays out the fundamentals of finance. Would recommend for anyone trying to learn more about personal and other types of finance.

5.0Reviewed Oct 10, 2020

IT WAS LITERALLY AMAZING AND HELPING! THE TEACHER IS EXTREMELY POSITIVE AND STIMULATING! NOW I UNDERSTAND THIS TOPIC FULLY WITHOUT ANY HARDSHIP!THANKS A TON SIR!

5.0Reviewed May 25, 2020

The course speed was really good for a noobie like me in the finance. Having a grip on fundamentals is essentials thanks for making me understand . Thanks and greets to Gautam Kaul. :)

All reviews

Showing: 20 of 212

prajual maheshwari

5.0

Reviewed Feb 29, 2020

Gautam Kaul is really awesome. He just doesn't teach but really interacts with us even with online videos. It always feels like he can see me and is really talking to me personally.

Prince Anuragi

5.0

Reviewed May 26, 2020

The course speed was really good for a noobie like me in the finance. Having a grip on fundamentals is essentials thanks for making me understand . Thanks and greets to Gautam Kaul. :)

Jean Rodriguez

5.0

Reviewed Apr 23, 2020

Amazing professor! Always gives clear explanations, and his concept -> formula -> application "flow" in teaching really helped understand the lessons. Great course overall

Shashwat

5.0

Reviewed Sep 3, 2019

Dr. Kaul touches on some key financial concepts that are important for everyone to understand. I like how he takes his time in teaching them and also tries to bring the concepts back to real life. Some of the questions in the quizzes are worded more complexly than in the teachings... which can becoming frustrating for some. Still, I would highly recommend this course for anyone interested in understanding the basics of financial planning.

Anna Tsui

5.0

Reviewed Apr 7, 2022

Practice tests were a litlle bit tough but the material was explained in easy way so I appreciated this course. Although it didn`t take much time, I learnt a lot of new information. Thank you!

Melissa Barda

5.0

Reviewed Dec 8, 2023

Found Prof. Kaul's method of teaching effective and personal. The content was challenging without being overwhelming, an excellent place to begin the series.

Foram Chotai

5.0

Reviewed May 11, 2023

Being new on using Coursera I started with this very basic level course just to have an idea of this platform and the content of course so I completely enjoyed doing this as I already was aware of the concept but at the same time I learnt to use TVM formulas on excel through this course looking forward to do some more courses but this time with some difficulty level.

Shawn Soh

5.0

Reviewed Jul 17, 2022

Professor Gautam is a really engaging mentor who entices his students to understand the beauty of finance. He is authentic, witty, and affable in nature. He inspires me to take up finance on a higher level. I would recommend this course to anyone who would like to learn a little more about finance, which could better help you to make better financial decisions.

Leander Opperman

5.0

Reviewed Aug 8, 2020

I FOUND GAUTAM'S KAUL'S TEACHING METHODS SUPERB! WELL DONE, ONE CAN SEE WHEN SOMEONE HAS TRUE PASSION FOR WHAT THEY ARE DOING. GAUTAM, YOU REALLY HELPED ME UNDERSTAND SOMETHING I NOT QUITE GRASP THE FIRST TIME ROUND. THANK YOU SO MUCH FOR THE COURSE. LEANDER OPPERMAN, PORTUGAL AUGUST 2020

Sumit Sharma

5.0

Reviewed Jan 27, 2020

great pedagogy by professor Gautam in teaching the fundamentals of finance which has so much use in our day to day to life . I felt really motivated to complete the entire specialization course in finance and looking forward for more courses from Gautam sir in future

Cheng-Ying Wu

5.0

Reviewed Nov 7, 2020

Prof. Gautam Kaul teaches really well and lets us feel the beauty of finance. Although I have learned these contents before, I still learned a lot from Prof. Kaul. Thanks a lot for giving me more deeply grasp of the time value of money.

Fabio Tempel

5.0

Reviewed Jul 3, 2019

Very special teacher, who really seems to care with the student learning, with a broad and specific approach at the same time. I could really feel useful lessons from this course. I'm looking forward to make the part two

Ken Horner

5.0

Reviewed Jan 7, 2022

I feel like this was a beneficial course for me. The math itself is very straightforward, but determining how to frame the problem was trickier. I found drawing a timeline to be helpful with the more complex problems.

Dina Saparbaeva

5.0

Reviewed Mar 29, 2019

Professor Gautam Kaul rocks. Financial concepts are well explained and give a deep understanding of the material and the same time course is very much alive and engaging unlike other typical finance courses.

Shahid Iqbal

5.0

Reviewed Jun 6, 2023

I really enjoyed learning with Sir Gautam Kaul. His passion for teaching, ability to inspire, and unwavering commitment to students growth made him an exceptional instructor. I am so thankful to him.

B VIVEK BHAT

5.0

Reviewed Jul 13, 2020

I felt so connected with the professor that I forgot that this was online. This course provides a perfect balance of foundational concepts and challenges. THANK YOU GAUTAM KAUL

Santiago Rodríguez Roiz

5.0

Reviewed May 13, 2020

Very nice introduction course. It motivates you to gon on to more complex things with a simple but solid foundation. The professor is the most engaging I've had in Coursera.

Aadharsh

5.0

Reviewed Jun 8, 2020

Professor Gautam kaul is a really an excellent teacher... Thanks to him he helped me appreciate the course and helped me get attracted to finance... I loved the journey...

Abir Ghosh

5.0

Reviewed Oct 5, 2020

Real good initiative from Prof. Kaul to clarify all possible doubts regarding the plinth of Finance, i.e., Time Value of Money. I consider myself to be fortunate.

John Arvin Escote

5.0

Reviewed Nov 3, 2020

This course is great for finance and even engineering students. Basic concepts of time value of money are well explained. Thanks to the instructor!